CLA USA Products

Long Term Care Insurance

Universal Life with LTC Linked Benefit Plans

Having choices and options is a good thing, especially for clients who have limited planning options. Sometimes, clients need Life Insurance and Long Term Care coverage but can't afford both premiums.

Presenting Long Term Care Benefits linked with a Universal Life Plan allows clients to get more for their money. They get the flexible premiums and death benefits and cash value included in the Universal Life. And they get coverage for Long Term Care expenses. The combination is less expensive than buying them separately because it pools two different risk groups.

CLA USA Marketing offers you access to Universal Life with LTC Linked Benefit Plans. In addition, we offer support for your sales, client materials to help educate your prospects and clients and much more.