CLA USA Products


Single Premium Immediate Annuities (SPIAs)

Clients can sometimes find that they need income today. They don’t have the time to manage investments, keep track of markets, or report interest or dividends. Clients want a secure income and no risk to their principle and also want simplicity in their investments.

In a Single Premium Immediate Annuity contract the client pays a one-time lump sum to an insurance company. The client then receives a guaranteed income over a period of time. The amount of those payments depends on the payment option chosen by the client and the current interest rate when the contract is issued. The payments are fully guaranteed for the time period selected once the contract is issued.

CLA USA Marketing offers you access to a broad portfolio of annuities, including sales and marketing resources and case consultation to help you close your next sale.