CLA USA Products


Multi-Year Guarantee Annuities

Faced with constant stock market volatility, your clients are looking for a safer retirement.

MYGAs are an appealing alternative due to their interest rate guarantees.

A Multi-Year Guaranteed Annuity (MYGA) is also called a “Fixed” Annuity because the returns are guaranteed for a fixed period. MYGAs have an interest rate guarantee that is the same length of time as the surrender period. After the period of the guaranteed interest rate has ended the client is free to take their money. The key feature of MYGAs is that the interest rate for the selected time is known and guaranteed.

CLA USA Marketing offers Multi-Year Guaranteed Annuities that lock in current rates for the entirety of the contract, thereby eliminating any market risk. The rate which is locked in is competitive and guaranteed. MYGAs can also be used in a vehicle such as an IRA, 403B, 401K when lowering clients’ tax income. As always, the principle is guaranteed at all times.

CLA USA Products